Everything you need to actually plan around your money.
Built around one job: showing you the projected balance of every account, on every day, given everything you have coming in and going out.
A calendar of every day, with the balance you will actually have.
Every recurring bill, every paycheck, every one-off transaction lands on the right day. Open the calendar and pick any future date — Tandilo tells you what your account will look like that morning.
- Posted vs projected, never confused
- Per-account or all-accounts view
- Tap a day to see exactly what hits that day
Set a rule once. Edit one occurrence without breaking the rest.
Most budgeting apps make recurring an afterthought. We made it the foundation. Skip a single month, change just December rent, end the series at a date — your projection updates and history stays intact.
- Weekly, monthly, custom intervals
- Skip an occurrence without deleting the rule
- Override one occurrence (different amount, different date)
Two people, one set of numbers.
Invite your partner or roommate as an editor or viewer. They get the same projection on their phone — no Google Sheet bouncing back and forth on Sunday nights.
- Invite by email
- Editor and viewer roles
- Each budget is independent — work, household, side project
See where the money actually went.
Spending by category, month over month. Find the subscription you forgot, the category that crept up, the seasonal swing you should plan for.
- Category breakdowns
- Income vs expense trend
- Filter by account or date range
Your data, your bank. Never the two.
Tandilo never connects to your bank, never asks for credentials, never sells your spending data. You enter what you know — paycheck, rent, subscriptions — and it projects from there.
- No bank API integration
- Export your data any time
- Delete your account and everything goes with it