Accounts and low-balance warnings

An account is any place money lives: a bank account, a credit card, a cash envelope. Open Accounts from the menu.

Adding an account#

Choose a name, a type (checking, savings, credit card, cash or other), and its opening balance — what the account held on the opening date. Tandilo counts every transaction and recurring item from that date on.

Tip: use today's balance from your bank app and today's date. You don't need to enter history.

Credit cards#

Enter a credit card's balance as a negative number: you owe it. Paying the card is a transfer from checking, which brings it back toward zero. Tandilo can size that payment automatically to the full balance.

Low-balance warnings#

Set Warn me when below on any account — for example $0 on checking, or $500 if you like a cushion. When the projection shows the account dipping under that amount in the next 30 days:

• the dashboard shows a warning with the date and the shortfall, and
• you get a low balance email (unless you turned it off).

Warnings are opt-in per account, so a credit card that is always negative never nags you.

Archiving#

Archive an account you closed. It disappears from totals and projections but keeps its history, and you can unarchive it anytime.